Solarus Insurance Agency PLLC Terms of Use
Effective January 15, 2025. These Terms govern your access to and use of all Solarus Insurance Agency PLLC websites, services, and applications.
Your Acceptance & Privacy
Acceptance of Terms
By accessing our Site, you agree to be bound by these Terms, our Privacy Policy, and any additional terms referenced herein. If you disagree, you must not use the Site.
Privacy Policy
All personal information collected through the Site will be handled according to our Privacy Policy. In case of conflict between these Terms and the Privacy Policy, the Privacy Policy prevails.
Intended Users
The Site is for individuals in the United States aged 18 and older, particularly those seeking Medicare insurance information. Users under 18 must be supervised by a parent or guardian.
Ownership & Intellectual Property
Site Ownership
The Site and all content are protected by U.S. and international intellectual property laws. All Content is owned by Solarus Insurance or its licensors.
Limited License
You receive a limited, non-exclusive license to access the Site and view Content for personal, non-commercial use only.
Trademark Protection
The Solarus Insurance name, logo, and related marks are trademarks of Solarus Insurance. Unauthorized use is prohibited.
Feedback Ownership
Any feedback you provide becomes the exclusive property of Solarus Insurance, which may use it for any purpose without restriction.
Your Obligations & Restrictions
Provide Accurate Information
You must provide accurate, current, and complete personal information and update it as necessary.
Maintain Account Security
Keep your account credentials confidential and notify us immediately of any unauthorized use.
Prohibited Activities
You may not upload viruses, tamper with Content, scrape data, or interfere with Site functionality. Violations may result in termination of access.
Legal Compliance
You must comply with all applicable laws and regulations when using the Site.
Medicare Information & Insurance Services
1
Educational Tools
The Site provides Medicare information and tools for educational purposes only. These do not constitute financial, legal, or medical advice.
2
Professional Consultation
Solarus Insurance recommends consulting licensed professionals before making Medicare-related decisions.
3
Insurance Connections
We may connect you with licensed Medicare insurance plans or carriers. Any engagement with these plans is governed by your agreement with the carrier.
4
No Guarantees
Solarus Insurance does not guarantee the performance, suitability, or outcomes of any insurance plan.
Third-Party Links & Payment Terms
Third-Party Websites
The Site may include links to third-party websites or allow interactions with third-party businesses. Solarus Insurance is not responsible for these third parties and does not endorse them unless explicitly stated.
We disclaim all liability for damages caused by your use of third-party websites. Solarus Insurance may receive compensation from third parties for referrals provided through the Site.
Fees and Payments
Some Site features may require payment, with fees clearly disclosed at purchase. Payments are non-refundable and processed via debit card or other accepted methods.
Paid subscriptions automatically renew unless canceled before the renewal date. To cancel, log into your account and follow the instructions in the account management section.
Legal Disclaimers & Limitations
Disclaimers
Site provided "as is" without warranties
Liability Limitations
We disclaim liability for damages from Site use
Governing Law
Florida law governs these Terms
Indemnification
You agree to indemnify Solarus Insurance
The Site, Content, and Tools are provided without warranties of any kind. Solarus Insurance disclaims liability for any damages arising from your use of the Site. These Terms are governed by Tennessee law, with disputes resolved exclusively in Tennessee courts. You agree to indemnify Solarus Insurance from claims arising from your Site use in violation of these Terms.
Communications & Updates
How we communicate with you
We may contact you via email, calls, or SMS text messages, subject to your consent as required by law. These communications may include notifications about your inquiries or services. Message and data rates may apply. To opt out of text messages, reply STOP or email privacy@solarusinsurance.com.
Changes to Terms of Use
We may update these Terms as needed to comply with applicable laws. Changes take effect when posted on the Site. Your continued use after changes constitutes acceptance. If you don't accept revised Terms, you must stop using the Site.
Mobile Application Terms
If you download our mobile application, additional terms apply regarding Apple and Google requirements, including maintenance, support, warranties, and intellectual property claims.
Contact Information
For questions about the Site or these Terms, contact us at: Solarus Insurance Agency PLLC, 8614 W Varricchio Lane, Crystal River, Florida, 34428. Email: peter@solarusinsurance.com. Phone: 1 (888-452-9036).